2. A more accurate adjustment of the rates of premium to the several ages.

3. A principle in the division of the surplus more safe, equitable, and favourable to good lives.

4. Exemption from entry money.

(*) Annual Premiums for 100l., with Whole Profits.

(*) Annual Premiums for 100l., with Whole Profits, payable for 21 years only

All policies indisputable unless obtained by fraud.

Forms of proposal, prospectus containing full tables, copies of the Twelfth Annual Report, and every information, will be forwarded (gratis) on application at the London Office, 12. Moorgate Street.

GEORGE GRANT, Agent for London.