MISTAKEN POLICY.
"Thorny Bank."
Dear Sir,—I am directed to give you notice that the Vesuvius Fire Insurance Co., Ltd. has lately acquired the freehold of these premises and desires to have the insurance against loss or damage by fire transferred to itself. The premium, at the rate of one shilling and sixpence per cent on their value, is fifteen shillings. Upon receipt of this sum I will give immediate instructions for a policy to be issued and forwarded to you.
I am, dear Sir, yours faithfully,
D. Smith, Secy.,
The Vesuvius Fire Insurance Co., Ltd
H. Jones, Esq.
"Thorny Bank."
Dear Sir,—In reply to your letter of yesterday, I find that I have an unexpired policy for £1,000 with the Etna, an office which has enjoyed my confidence for many years and in which I have other insurances. Under this policy I am held covered till Lady Day not only against fire, but also against lightning, explosions of gas—most things, in fact, except riots, earthquakes, the King's enemies, aeroplanes and volcanoes. Regretting, therefore, that I am unable to give you the business, because of the more extensive benefits conferred by the Etna.