I am, yours faithfully,

The Secy., Hy. Jones.

The Vesuvius Insce. Co.


"Thorny Bank."

Dear Sir,—I am in receipt of your letter, but I would beg to refer you to your lease. You will find it there expressly stipulated that you shall insure in some office of repute in London or Westminster to be approved of in writing by the Lessors. In these circumstances you will no doubt be persuaded of the desirability of sending me the premium forthwith, in order to effect an insurance which has your Lessors' approval. It is possible that the office you name would give you credit for so much of the premium as is proportionate to the risk unexpired.

Yours faithfully,

D. Smith, etc., etc.

H. Jones, Esq.