A. When of a pecuniary character—the time following the using up of the pecuniary resources of your friends.

Q. What is a friend?

A. A man who dines with you—a past enemy or a future foe.

Q. What is bad champagne?—A. A fruity effervescing beverage costing about thirty shillings the dozen.

Q. What is good?—A. Cannot reply until I have received samples.

Q. How can an inexperienced diner discover that he has taken bad champagne?

A. By the condition of his head on the following morning.

Q. What is a head?—A. A necessary alternative to money.

Q. What is money?

A. The only satisfactory representative of credit.