A little philosophy softens the sting.
"Run never in debt, but pay as you go;
A man free from debt feels a heaven below;
He rests in a sunshine undimmed by a dun,
And ranks 'mid the favoured as A No. 1.
It needs a great effort the spirit to brace
'Gainst the terror that dwells in a creditor's face.
"And this one resolve you should cherish like gold,
—It has ever my life and endeavour controlled,—
If fortune assail, and worst comes to worst,