'A very gross and careless mistake, I call it. Tell the manager I said so. Let it be set right at once, Checkley—at once—and while you wait. And bring it back to me.'
The Bank was in Chancery Lane, close to the office. The old clerk went off on his errand.
'A very careless mistake,' the lawyer repeated; 'any clerk of mine who committed such a mistake should be dismissed at once.' In fact, the certainty of full and speedy justice kept Mr. Dering's clerks always at a high level of efficiency.
He returned to the letters, apparently with no further uneasiness.
After ten minutes, Checkley taking longer than he expected, Mr. Dering became aware that his attention was wandering. 'Great transfers and many sales,' he repeated. 'After all, he must mean the investment of that Dalton-Smith money. Yet that was only a single transaction. What can he mean? He must have made a mistake. He must be thinking of another client. It's his memory, not mine, that is confused. That's it—his memory.'
The large open safe in the corner was filled with stacks of paper tied up and endorsed. These papers contained, among other things, the securities for the whole of Mr. Dering's private fortune, which was now very considerable. Even the greatest City magnate would feel for Mr. Dering the respect due to wealth if he knew the amount represented by the contents of that safe. There they were, the leases, agreements, mortgages, deeds, bonds, conveyances, shares, all the legal documents by which the wicked man is prevented from seizing and appropriating the rich man's savings. Formerly the rich man kept his money in a box with iron bands. He locked up the box and put it in a recess in the cellar contrived in the stone wall. If he was only a bourgeois, it was but a little box, and he put it in a secret place (but everybody knew the secret) at the head of his bed. If he were a peasant, he tied his money up in a clout and put it under the hearthstone. In any case, thieves broke in and stole those riches. Now, grown wiser, he has no box of treasures at all: he lends it all in various directions and to various associations and companies. Every rich man is a money-lender: he is either Shylock the Great or Shylock the Less, according to the amount he lends. Thieves can steal nothing but paper which is no use to them. As we grow wiser still, we shall have nothing at all in any house that can be of any use to any thief, because everything in the least valuable will have its papers, without the production of which nothing of value will be bought or sold. And all the gold and silver, whether forks or mugs, will be lodged in the Bank. Then everybody will become honest, and the Eighth Commandment will be forgotten.
Among Mr. Dering's papers were share certificates, bonds, and scrip of various kinds, amounting in all to a great many thousands. Of this money a sum of nearly thirteen thousand pounds belonged to Elsie, but was still in her guardian's name. This, of course, was the fortune which had fallen so unexpectedly into the girl's hands. The rest, amounting to about twenty-five thousand pounds, was his own money. It represented of course only a part, only a small part, of his very respectable fortune.
Mr. Dering, whose memory, if it was decaying, was certainly clear on some points, looked across the room at the open safe, and began to think of the papers representing their investments. He remembered perfectly all the different Corporation Stock. All the water, gas, railway shares, the Indian Stock and the Colonial Stock: the Debenture companies and the Trading companies. He was foolish, he thought, to be disturbed by a mere mistake of the broker: his recent lapses of memory had made him nervous: there could be nothing wrong: but that clerk at the Bank ought to be dismissed for carelessness. There could be nothing wrong: for the sake of assurance he would turn out the papers: but there could be nothing wrong.
He knew very well where they were; everything in his office had its place: they were all tied up together in a bulky parcel, bestowed upon a certain shelf or compartment of the safe. He pushed back his chair, got up, and walked over to the safe.
Strange! The papers were not in their place. Again he felt the former irritation at having forgotten something. It was always returning: every day he seemed to be forgetting something. But the certificates must be in the safe. He stood irresolutely looking at the piles of papers, trying to think how they could have been displaced. While he was thus wondering and gazing, Checkley came back, Bank-book in hand.