'There is something wrong,' he said. 'No dividends at all have been paid to your account for the last three months. There is no mistake at the Bank. I've seen the manager, and he's looked into it, and says there can't be any mistake about the entries.'

'No dividends? What is the meaning of it, Checkley? No dividends? Why, there's thirty-eight thousand pounds worth of stock. The certificates are kept here in the safe; only, for some reason or other, I can't find them at the moment. They must be in the safe somewhere. Just help me to find them, will you?'

He began to search among the papers, at first a little anxiously, then nervously, then feverishly.

'Where are they?' he cried, tossing over the bundles. 'They must be here. They must be here. Let us turn out the whole contents of the safe. We must find them. They have never been kept in any other place. Nobody has touched them or seen them except myself.'

The old clerk pulled out all the papers in the safe and laid them in a great pile on the table. When there was nothing left in the safe, they began systematically to go through the whole. When they had finished, they looked at each other blankly.

Everything was there except the certificates and scrip representing the investment of thirty-eight thousand pounds. These alone could not be found. They examined every packet: they opened every bundle of papers: they looked into every folded sheet of parchment or foolscap. The certificates were not in the safe. 'Well,' said the clerk at last, 'they're not here, you see.—Now then!'

In the midst of their perplexity happened a thing almost as surprising and quite as unexpected as the loss of the certificates. Among the papers was a small round parcel tied up with red tape. Checkley opened it. 'Bank-notes,' he said, and laid it aside. They were not at the moment looking for bank-notes, but for certificates. When he was satisfied that these were not in the safe, and had thrown, so to speak, the responsibility of finding out the cause of their absence upon his master, he took up once more this bundle. It was, as he had said, a bundle of bank-notes rolled up and tied round. He untied the knot and laid them flat, turning up the corners and counting. 'Curious,' he said; 'they're all ten-pound notes—all ten-pound notes: there must be more than fifty of them. And the outside one is covered with dust. What are they?'

'How should I know?' said Mr. Dering irritably. 'Give them to me. Bank-notes? There are no bank-notes in my safe.'

'Forgotten!' the clerk murmured. 'Clients' money, perhaps. But the client would have asked for it. Five or six hundred pounds. How can five hundred pounds be forgotten? Even a Rothschild would remember five hundred pounds. Forgotten!' He glanced suspiciously at his master, and shook his head, fumbling among the papers.

Mr. Dering snatched the bundle from his clerk. Truly, they were bank-notes—ten-pound bank-notes; and they had been forgotten. The clerk was right. There is no Firm in the world where a bundle worth five hundred pounds could be forgotten and no inquiry made after it. Mr. Dering stared blankly at them. 'Notes!' he cried—'notes! Ten-pound notes. What notes?—Checkley, how did these notes come here?'