We have said that such individuals would probably have succeeded in securing large incomes honestly, for all are of a high order of intelligence. In following their machinations we are astonished by their perspicacity and their cleverness. Plans like theirs could never [[606]]have been conceived and still less executed by men of mediocre intelligence.[463]
“I believe,” says Professor Morselli in his preface to Laschi’s work which we have quoted, “in fact, that no common intelligence is needed to cover up malversations for a long time, to organize clever swindles, outrageous frauds and bankruptcies, exploitations of the credulous public. It needs no more talent, perhaps it needs less, to accomplish a great number of useful and honest things, to make a so-called discovery or invention. We have, as I have said elsewhere, a fetishism with regard to genius, talent, higher intelligence. The effort of mental energy which is required by the complex planning and execution of a financial crime does not differ, as far as cerebral dynamics are concerned, from the effort demanded by an action that is perfectly regular from a moral point of view.”[464]
In the third place, this class consists of persons who, as to the intensity of their moral sentiments, take the lowest place. What an ordinary criminal does in a small way, they do on a gigantic scale; while the former injures a single person, or only a few, the latter bring misfortune to great numbers. And they do it with indifference, for the disapprobation of honest men does not touch them.
As I have already shown elsewhere, brought up in no matter what environment, such individuals would not excel in the strength of their social sentiments. But I have added that, nevertheless, the influence of the environment of these persons is very great. We do not know much of the circumstances under which they have passed their youth. At least Laschi makes no mention of them in “Le crime financier”, the principal work upon this class of misdeeds. It is more than probable that their moral education is totally lacking, or has been only very superficial. Theresa Humbert, for example, had already been instructed by her father in the art of swindling on a large scale.
On the other hand we know the environment in which they have generally passed the rest of their lives. They belong to the world of speculation, an environment which has very special ideas upon economic morals. In most of the cases of this kind, facts are brought out which show that the moral ideas in these circles differ much from those of the rest of mankind. It is evident that those who commit these crimes go farther than the morality of their world permits. [[607]]But it takes great moral perspicacity to distinguish in this field the demarcations between what is permitted and what is not, and it is just this perspicacity that some persons lack. This is why most criminals of this kind, when they are brought into court, say with sincere conviction that they are innocent, that they have done nothing that is incompatible with morality.[465]
Then, speculation etc. is one of the infallible means for killing all social sentiments; it is egoism pure and simple. Can we be astonished that some of these individuals[466] in such an environment enter into conflict with the penal law? It seems to me not. Nor is there any reason to grant that they are abnormal from a biological point of view. So even the Italian school is forced to admit that the stigmata found elsewhere cannot be pointed out in these individuals.[467] Furthermore, in this case we can hardly speak of atavism. It may be that our ancestors were great offenders, but it is not probable that they ever were guilty of swindles of this kind.
It is not necessary to speak fully of the reasons which cause these acts to be classed as crimes. They are harmful to the regular progress of capitalism and consequently are threatened with penalties. The punishment of the adulteration of food-stuffs, on the contrary, is a consequence of the opposition of the consumers to one of the harmful effects of this system.
In this connection it is interesting to note, first, that the penalties prescribed for these crimes are relatively light as compared with those for ordinary economic crimes, like theft, for example, especially when we reflect that the harm done by them is much greater; second, that the number of punishable acts is very limited as compared with those which really deserve punishment. As Baccaro observes in his work, “Genesi e funzione delle leggi penali”, it is these crimes which show clearly the class character of the penal law.[468] [[608]]