5984. Are they men who cure for themselves?-Yes; they cure for themselves to a small extent, and increase their means by purchasing from other boats.
5985. Do they occasionally reside in Shetland?-Yes.
5986. Are they fishermen themselves?-Yes; they are what are called small merchants. Possibly they are not able to furnish out a large fleet of boats, but they get one; and that one is little better than an excuse for giving them a right to be there, and to make purchases.
5987. Is the opinion you have arrived at with regard to the habits of improvidence that prevail among the fishermen the result of your own experience of particular cases.?-It is the result of general impressions, from a comparison of a multitude of individual cases that have come under my notice.
5988. Do the fishermen or their families with whom you come into contact, complain or make you aware that they run into debt to the shop to a larger extent than they ought to do?-Yes; many of them do.
5989. Do you find, as a rule, that the ordinary fisherman is in debt to his shop more than he is fairly able to pay at the end of his fishing season?-I think in my own neighbourhood that is probably the case, but of course Mr. Pole is more able to speak to that than I am. I don't know the state of their books, but I have a general impression that that is often the case. I think the majority of the fishermen round Mossbank are deeper in debt than they can hope to pay in one year.
5990. Would your opinion on that point be altered by discovering from the books, or from the fishermen themselves, that a considerable sum was paid to them annually in cash at settlement?-I cannot say for the present how they stand, but I have known when there was hardly a fisherman who was not in debt.
5991. Was that after a bad year?-No; it was for a succession of years. I remember about ten years ago of a very large home fishing in the way of sillock taking, when a couple of men in a boat were realizing upwards of £2 in a night. At that time a great many of them got themselves out of debt who were perhaps about £20, or from £20 to £30, involved, and I presume they have not been so much in debt since. I cannot say exactly how long that was ago but I think it was perhaps eight or ten years.
5992. You spoke of the men being too much dependent upon the fish-curer under the present system: would you explain, in what way that dependence is evidenced?-It is evidenced in a variety of ways. There is one way in which it is pretty evident, viz. that they never think of making any provision for the future. They know when they go to the work, that if their character is such that they can be expected to pay, or if they have property of such an amount as will pay their debt, they can get goods; and it is a kind of maxim, 'Well, there is plenty of pens and ink, and they can mark that down.' I have known that answer returned by men when they were accused of running too far into debt.
5993. Does that indicate a want of self-dependence?-Yes; a want of self-dependence, and too great a dependence upon the shop.