5994. It does not prove that they are under the control of the shopkeeper?-They are under his control.
5995. A man who is deeply in debt to a shopkeeper is of course under the control of his creditor to, certain extent; but in what way does that operate against the fishermen?-I think they become dispirited. They never think of paying their debt, and it paralyzes their energies.
5996. Do you think a fisherman who is in debt in that way is induced to engage for the season with the fish-curer on disadvantageous terms, or that he is induced to continue his dealings at the merchant's shop, when he might do better for himself otherwise?-Yes, I think that when he forms an engagement in that way his energies are paralyzed in prosecuting his calling, and that he will not fish with the same energy as if he were free men. He knows that whatever amount he may earn at the fishing, still his debt will hang about his neck. He will not be able to pay it. But I am not quite sure that I apprehend your question. I am speaking rather of the way in which the fact of a man being in debt paralyzes his energies.
5997. I was rather anxious to see how the fact of him being in debt operated to put him under the control of a fish-merchant so as to induce him to make a worse bargain than he would otherwise do, or to continue dealing at the merchant's shop, and to get his payment in goods, while he might be doing better with ready money?-The way in which I would understand the system operates injuriously in that case is, that if man is in debt to a merchant, the merchant, if he wishes the man to fish, has no more to do than to say to him, 'I will roup you off: you will be without the possibility of holding land, and your cows will be taken. You will get no manure; you cannot cultivate your land profitably without it, and you will just have to begin the world again a new man.' Now a man with a family, and probably a pretty large family, cannot afford to do that.
5998. Is there a feeling among the fishermen that they are in any way under an obligation, either a tacit understanding or an actual obligation-to deal at the fish-curer's shop for their goods?- There is a tacit understanding, at least, that they must do that; but I believe that is induced by the circumstance, that for large portion of the year their money is in the merchants' hands, and that again affords the kind of facility for running into debt which I have spoken of.
5999. Do you think that makes them incur larger debts than they otherwise would do?-I think so.
6000. Can you suggest any remedy for this state of things?-The remedy I would suggest is this: that the payments be as prompt as possible, and that they be cash payments. I am quite ready to state how I think the cash payments would operate. At present the fishermen's money is all in the merchants' hands; but he is requiring goods in the meantime, and he has no money to procure them with, and therefore he goes to the merchant and procures his goods. The merchant is under no constraint,-he can put his own price on the articles which he sells; and of course, where there is a credit system like the present, there are a large number of defaulters. These defaulters do not pay their own debts; but the merchant must live notwithstanding, and therefore the honest men have to pay for the defaulters. The merchant could not carry on his business unless [Page 149] that were done. He must have his losses covered; and system of that sort tells very heavily upon the public, because the merchant must charge a large margin of profit. Now I think the ready-money system would be more favourable for both parties,-because, suppose I were a merchant and dealing in ready money, I might turn over my capital three times a year, and I might have a profit every time, or three several profits; but if my money is lying out in debts, then it is perfectly clear that I must have as large a profit upon one turnover of my capital as under the other system, I would have upon the three, only I might have a little more trouble in turning it over three times instead of once. That is the reason why I think it would be beneficial to the merchant. On the other hand, I think it would be beneficial to the fishermen, because if the merchant turns over his capital three times, and has a profit on each time, then the profit which he could afford to charge would be less, and the men would get their goods cheaper.
6001. Are you in a position to state, as a matter of opinion, from your own experience, that the prices charged at the shops of these merchants are higher than they are at others where that system does not prevail?-I am not personally cognisant of that. I have bought some things at the shops here, and I thought they were charged higher; but I get my goods from Edinburgh-half a year's provisions at a time-so that I cannot testify from personal experience as to the difference in that respect.
6002. Is it not a very common thing in Shetland for families to get their supplies from Edinburgh?-I don't think it is general.
6003. I don't mean the families of fishermen; but is it not a common thing for people of a higher class to get their supplies from the south?-Yes, from Edinburgh or Aberdeen; but in my own case there is reason for sending to Edinburgh, over and above any difference in price. There are many articles I require which are not to be had here, and I have to send south before I can get such articles as are suitable for me.