The wages of the workmen are paid by the day, by the month, or by the piece, according to the special work which they do, but in all cases (and this, I believe, has been the rule here from the beginning) the workman is interested in his work by one premium on the amount, and by another on the quality of the work done. Furthermore (and this also dates from the beginning) the company look after the primary education of the children of the workmen. At St.-Gobain, at Chauny, at Cirey, at Montluçon, and I believe, also, at Waldhof, it maintains schools for both sexes at its own expense, together with asylums and training schools for the children. In these there are now more than 1,400 children. When the company owns no such school it pays a subvention to the nearest school for the benefit of the children of its workmen.

Here at St.-Gobain the company owns a number of houses, each house having a garden and dependencies, which it lets to the workmen at an average rental of eight francs a month. I saw not long ago, at one of the stations on a line newly opened by the Great Eastern Railway Company of England, very neat and even handsome cottages well built of brick and thoroughly comfortable, which are leased to servants of the company at 2s. 6d. a week, or ten shillings a month. The houses I saw at St.-Gobain let at less than seven shillings a month, were quite as large as those of the Great Eastern Company, and the gardens were much larger.

I gathered from the remarks made to me at St.-Gobain by people who seemed to be both well-informed and well-disposed, that of late years the liberality of the company in regard to these houses has, in not a few cases, worked mischief rather than good. They are not confined to St.-Gobain, and the company owns and leases no fewer than 1,256 of them. A good many allotments of land around the factories are also made at nominal rates to the workmen, who cultivate them assiduously. The glass-founders are particularly favoured in making these leases and allotments. Besides these houses meant for families, the company provides lodgings near the factories for unmarried workmen, or for workmen whose homes are at a considerable distance from their work.

Within the buildings of the manufactory itself at St.-Gobain, M. Henrivaux showed me some such lodgings, as well as several bath-rooms which the workmen are allowed to use on the payment of a very slight fee. It is his experience that the workmen prefer to consider the bath as a luxury, and to pay for it.

All the relations between the company and its workmen, indeed, seem to me to be governed by a sensible avoidance on the part of the company of everything like fussy paternalism; and to this, in some measure, I have no doubt, must be attributed the remarkably smooth and easy working of these relations through so long a course of years. The workmen are treated, not like children, but like reasonable beings, who may be expected to avail themselves of advantages which are offered them with an eye at once to their own interests and to the interests of the company.

The co-operative societies at St.-Gobain and at Chauny, for example, were founded in 1866, not by the company, but by the employees of the company under statutes carefully drawn up by M. Cochin, and the company simply undertook to assist them; in the first place by leasing them, at a low rent, the buildings necessary for the business, and in the next place by taking charge gratuitously of their financial operations. The goods supplied are sold only to members of the societies, as in the co-operative stores in England. The transactions amount to about 1,500,000 francs a year, the goods are sold at prices below those charged in the local shops, and the members divide an average annual profit of from eight to ten per cent. The management is entirely in the hands of the members.

The company has founded at St.-Gobain a kind of savings-bank in which the workman may make deposits of from one franc to 400 francs, drawing interest at the rate of 4 per cent. per annum, until the maximum is reached, when the money is either paid back to the depositor or, if he prefers, invested for him, without charge by the company, in the public funds or in railway securities. In this way many of the workmen are coming to be small capitalists. If they wish also to become house-owners the company advances, at the lowest possible rate of interest, the necessary funds for the purchase, and workmen in good standing with the company find no difficulty in getting gratuitous advances of money repayable in small fixed amounts, upon showing good reasons for the advance. And in all the establishments of the company, except at Montluçon, where there is a special fund to give assistance in cases of accident or disease, the workmen and their families are entitled to medical advice and medicines at the expense of the company.

In addition to all these arrangements for promoting a real community of interests between the company and its employees, there is a pension fund out of which retiring pensions, varying from one-fifth to one-fourth of the wages earned by the pensioner, are granted to employees who have served the company for a certain number of years, or who find themselves disabled from further service by age or by disease. A certain proportion, determinable by the circumstances of each case, of these pensions is settled upon the widows and young children of the pensioners; and in order to encourage habits of thrift and forecast among the workmen, the company undertakes to manage without charge the investment of a certain proportion of his wages by any workman in the 'pension fund' of the national government.

The total outlay of the company upon these various methods of promoting a community of interests between itself and its employees amounted in 1888 to 438,033 francs, thus divided:—

francs
Pensions241,657
Medical Service100,055
Schools and Religious Services57,788
Recreations17,667
Gifts and Assistance19,758