A History of Banks for Savings in Great Britain and Ireland

by William Lewins

• Improvement in the social habits of the working classes, [10]; [385].
• Improvidence of many classes, [13]; [390].
• Increase of Savings Bank business, 1825 to 1840, [97];
  • of depositors and deposits in Post Office Banks, [315]-7.
• Inspection of depositors' books, [146].
• Insurance, Government: early objections to the plan of, [153];
  • later objections to, [351];
  • bill to regulate, [349] et seq.;
  • carried, [362];
  • features of, and details of the measure, [362];
  • special advantages of, [363] et seq..
• Interest given by Savings Banks: first rate of, [53];
  • attracts the richer classes, [54];
  • proposals to reduce the rate, [60]; [75]-6;
  • the Westminster Review on, [76];
  • Mr. Spring Rice on, [77];
  • the consequences of the reduction of 1828, [95];
  • fresh proposals to reduce the rate, [147];
  • Savings Bank managers, differ on the question, [262];
  • in Post Office Banks, [338] et seq.;
  • Dr. Chalmers on, [341];
  • Mr. Mill on, [341];
  • shown by an interesting example, [381]-2;
  • interest given by Post Office Banks, [338]-340.
• Investment of Savings Bank money: an early dispute concerning the, [53];
  • the mode of, is explained to the Committee of 1858, [170]-1;
  • Savings Bank managers object to the mode, [173];
  • benefits to the Government of present arrangements, [174].
• Irish Savings Banks: early banks, [44];
  • at first beneficial to the country, [112];
  • disastrous effects of the frauds in, [112]; [118];
  • Committees of Inquiry respecting, [130]; [136];
  • a bill is passed to amend the law relating to, [151];
  • the frauds cause a breaking up of Irish banks, [236];
  • number of Post Office Banks failing to obtain depositors in Ireland, [322].
• Killarney Bank fraud, [191] et seq..

L.

• Legislation on Savings Banks: early measures of, [45] et seq.;
  • Savings Bank Acts are consolidated, in 1828, [65];
  • Mr. Goulburn's bill, [123];
  • amendment is proposed, in 1848, [133]-4;
  • Act is made to apply to Ireland only, [135];
  • Sir Charles Wood introduces the Amendment Act of 1850, [139]-40;
  • shown to be much required, [141];
  • is withdrawn, [151];
  • an Act is passed to amend the law on Government Annuities, [153];
  • Sir G. Lewis introduces the Government bill, [160];
  • withdraws it, [164];
  • a Committee of Inquiry is appointed, in 1858, [164]-5;
  • finding of the Committee, [168]-9;
  • Mr. Gladstone introduces a bill to provide for the investment of Savings Bank money, [175];
  • withdrawn, [177];
  • re-introduced and carried, [182];
  • the Consolidation Act is introduced and carried, [182];
  • Mr. Gladstone brings in and carries his bill to establish Post Office Banks, [294] et seq..
• Lewis, Sir G. C., re-introduces the Government bill, [159];
  • replies to objections, [163];
  • withdraws it, [164];
  • sees Mr. Sikes on Savings Bank reforms, [256].
• Limit of Deposits: is altered, [53];
  • again altered, [59];
  • proposals to alter, [124];
  • fresh proposals to alter, [147];
  • in Post Office Banks, [342]-3.

M.

• Maitland, Mr., of Edinburgh, [258] note.
• Managers of Savings Bank: combine to oppose Mr. Goulburn's Act, [128];
  • meet in London to oppose Sir C. Wood's scheme, [147]-9;
  • are examined before the Committee of 1858, [165];
  • object to Government using their money, [173];
  • differences of opinion amongst, [260]-2;
  • many object to take small deposits, [264];
  • differ as to notices of withdrawal &c., [265].
• Manchester Savings Bank, [240]-1;
  • compared with the Liverpool Savings Bank, [242].
• Masters of Workmen: deducting part of the wages of their operatives for investment in Savings Banks, [272];
  • their attention directed to the regulations for Government Annuities and Insurance, [363];
  • their duties, [385];
  • how they may assist their workmen, [387]-8.
• Mechanics' Institutes, and Savings Banks, [253].
• Military Savings Banks, [243] et seq.;
  • Acts regulation, [414] et seq.
• Money Order Office: great progress of the, [285];
  • assists in the business of Post Office Banks, [330]; [333];
  • all the offices to be Post Office Banks and agencies for the Annuities and Insurance business, [313]; [375].
• Money of Savings Banks: security of, [56];
  • Mr. Gladstone speaks of the Government use of, [158];
  • benefits derived from the use of, [174].
• Monteagle, Lord, of Brandon examined before the Committee of 1858, [167];
  • opposes the Post Office Bank bill, [303];
  • makes a “protest” against it, [310].

N.

• National Debt Office, [155];
  • mode of proceeding in, with reference to Savings Bank matters, [170].
• Naval Savings Banks: proposals for, Appendix, [413].
• Neild, Mr. J. H., of Manchester, examined before the Committee of 1858, [165];
  • speaks as to increased facilities causing increased business, [241];
  • instances the Liverpool Savings Bank, [242].
• Newport, Isle of Wight, fraud in Savings Bank, [208]-9.
• Nineteenth Century, the century of the working man, [23].
• Number of Savings Banks inadequate, [238];
  • of hours during which they were open in 1861, [239];
  • of Post Office Banks, [314];
  • of old banks which have transferred their business to the new banks, [325] et seq..

O.

• Officials of Savings Banks, the change from paid to unpaid, and results, [143];
  • compensation to, on the breaking up of institutions, [328].
• Opposition to Government measures by Savings Bank managers, [128]; [141]-9; [163]-4; [177]-80;
  • by Insurance Societies and Benefit Societies, [352]; [360].

P. Q.