- Pallmer, Mr., M.P., proposes the first Savings Bank Consolidation Act, [65].
- Parochial relief to Savings Bank depositors, [52];
- depositors compared with the number of persons in receipt of, [230].
- Pease, Mr. Joseph, M.P., on Savings Banks, [71].
- Penny Savings Banks, [246] et seq.;
- advantages of, [249].
- Poor Laws and Savings Banks, [49]-50;
- Post Office and Life Insurance, [369]-70;
- employés of, provided for by other provident measures, [387]-8.
- Post Office Savings Banks: in relation to the frauds in ordinary Savings Banks, [216]-17; [222];
- their present and future position, [273];
- Handy Book on, [274] note;
- origination of the principle of, [274];
- persons wrongly credited with the origination of, [275]-7;
- banks in connexion with the Money Order Office first proposed by Rev. G. H. Hamilton in 1852, [278];
- next by Mr. Bullar of the Temple, [280] et seq.;
- Mr. Sikes, of Huddersfield, proposes Post Office Banks, [284];
- the nature of his proposals, [284]-5;
- addresses Mr. Gladstone in a printed letter, [287];
- Mr. Gladstone's reply, [288];
- the proposals are referred to the Post Office, [289];
- important objections to them, [291];
- Mr. Chetwynd proposes an entirely new scheme, [292];
- is recommended by Mr. Scudamore, [293];
- adopted by Lord Stanley of Alderley, [294];
- Mr. Gladstone carries a bill through the House of Commons to establish the banks, [294] et seq.;
- Lord Stanley of Alderley carries it through the Lords, [306] et seq.;
- receives the Royal Assent, [310];
- the benefit of the banks to the country, [312];
- their success, [313];
- their introduction into the country, [313];
- the amount of business done in, [313] et seq.;
- nature of the business done in, [318] et seq.;
- number of, at different times, [314]-15;
- statistics relating to, [315] et seq.;
- increase in the number of depositors in, [317];
- have a special public, [319];
- their progress where they were not supposed to be wanted, [320];
- character of the new depositors in, [321];
- result of, on old banks, [322] et seq.;
- return of old banks which have transferred their business to, [325] et seq.;
- mode of transacting business in, [328] et seq.;
- information on the subject of, where obtainable, [329] note;
- as to depositing money in, [329]-32;
- as to withdrawing money out of, [333];
- internal arrangements of chief Savings Bank, [333]-4 note;
- cost of transactions in, [334]-5;
- the peculiar advantages of, [335] et seq.;
- how affected by frauds, [336];
- security, [335];
- despatch, [336];
- secrecy, [337];
- engage to take small sums, [338];
- rate of interest in, [338] et seq.;
- Government Annuities scheme, an offshoot of, [350]; [360];
- assist depositors in the matter of Government Annuities and Insurance, [367];
- Act regulating, Appendix [416] et seq.;
- further progress of, Appendix [430].
- Pratt, Mr. John Tidd: appointed certifying barrister, &c. of Savings Banks, [67];
- his connexion with the Cuffe Street bank, [117];
- urges the reduction in the limit of deposits, [124];
- his powers are enlarged, [125];
- is blamed on account of Irish banks, [136]; [139];
- exonerated by a Committee of Inquiry, [140];
- gives evidence before the Committee of 1858, [165];
- is consulted as to the Consolidation Act, [182];
- makes awards in the Tralee bank frauds, [191];
- in the Killarney case, [193];
- attends at Bilston on account of the frauds there, and explains them, [213]-15.
- Preliminary Savings Banks, [253]-4.
- Progress of Savings Banks: in their []earlier stages, [89];
- Progress of the country, between 1824 and 1840, shown by statistics, [103];
- shown again by statistics, [230]-1.
- Provident habits, increase of, [99];
- Provisions of the first legislative enactment on Saving Banks, [52]-3;
- of the first Consolidation Act, [67]-8;
- of the first bill to grant Annuities, [70];
- of Mr. Goulburn's Act of 1844, [127];
- of Sir Charles Wood's bill of 1850, [145] et seq.;
- of the Government Annuities and Insurance scheme, [364], et seq.;
- of the Acts at present in force with regard to Savings Banks, Post Office Banks, Annuities, and Government Insurance, [Appendix].
- Quarterly Review, on Dr. Duncan, [30]-31;
R.
- Rates of Interest: proposals to reduce the, [60]; [75]-6; [147];
- Reading Bank fraud, [203]-4.
- Reform, agitation of 1831 & 2, [96];
- its consequences on Savings Banks, [98].
- Reynolds, Mr., M.P., speaks on the Dublin Bank fraud, [136];
- proposes and carries a Committee of Investigation in 1849, [138].
- Rice, Mr. Spring, defends the rate of interest given, [77];
- Rochdale bank fraud, [195], et seq..
- Roebuck, Mr., M.P., on the Government Annuities bill, [385].
- Rose, Right Hon. George, establishes the Southampton Savings Bank, [26];
- Rural districts, Savings Banks in, [109].
- Ruthwell Bank: established by Dr. Duncan, [31] et seq.;
S.
- Savings Banks: not an object of controversy, [16];
- the founder of, [28];
- the first bill for regulating, [65];
- compared with Friendly Societies, [85]-6;
- their results on the general progress of the country, 1824 to 1840, [104];
- their merits disputed, [106]-7;
- frauds in, Chapter VI. p. [183] et seq.;
- progress of, [227];
- list of counties without, [237];
- number of, in 1860, [236];
- absence of facilities in, [239];
- number of hours they were open in 1860, [239]-40;
- return relating to the ten principal, [267];
- the principal defects of the Savings Bank system, [266]-8;
- results of Post Office Banks on, [322] et seq.;
- list of those transferred to Post Office system, [325] et seq.;
- and Government Annuities, [348];
- are preliminary means, [380];
- are safe and productive, [381]-2;
- Abstracts of Acts relating to, Appendix, [400] et seq..
- Scotch Savings Banks: early Acts relating to, [57]-8;
- the Consolidation Act of 1828 extended to, [74].
- Scudamore, Mr., reports on Mr. Chetwynd's plan of Post Office Banks, [293];
- Seamen's Savings Banks, [245]-6;
- Act regulating, [412]-13.
- Secrecy in connexion with Post Office Banks, [337].
- Security of Savings, the most important consideration, [51];
- Sharman, Mr., Handy Book, [274]; [276]; [329] note.
- Sheridan, Mr., M.P., on Friendly Societies, [357].
- Sikes, Mr. C. W., of Huddersfield;
- is a witness before the Committee of 1858, [164];
- his evidence, [167] note; [174] note;
- on the increase of facilities, [242];
- some particulars of his life, [250] et seq.;
- proposes Preliminary Banks, [253];
- writes a pamphlet called “Good Times,” [255];
- addresses Sir G. C. Lewis on Savings Bank reforms, [256];
- his recommendations, [257]-8;
- Government Banks, [274];
- proposes Post Office Savings Banks, [283] et seq.;
- addresses Mr. Gladstone on the subject, [287];
- defects of Mr. Sikes's plan, [291];
- supports the Government scheme, [301].
- Slaney, Mr., M.P., on Savings Banks, [73]; [151].
- Smith, Rev. Thomas, of Wendover, establishes one of the first Savings Banks, [20]-21.
- Southampton Savings Bank, origin of, [26].
- Spearman, Sir Alexander Y., [155];
- Stanley, Lord, of Alderley, takes charge of the Savings Bank Money bill in the House of Lords, [181];
- Statistics, relating to Savings Banks, [91]; [227];
- Stillorgan Bank, the first Savings Bank in Ireland, [44].
- Sunday Bank, the, at Hertford, [27].
- Surplus Fund of Savings Banks, [64];
T. U. V.
- Taxation, removal of, [4].
- Taylor, Mr. E. of Rochdale, is examined before the Committee of 1858, [196]; [199];
- Times, The: on early Savings Banks, [84];
- Tottenham, an early Savings Bank at, [20].
- Tralee Bank fraud, [184] et seq.
- Transfer certificates, copy of, &c. Appendix [417].
- Treasurers, Government proposals for, [145].
- Trust accounts, legislation on, [125].
- Trustees, Liability of: 60-61;
- Vansittart, Mr., M.P., on Savings Banks, [48];
- speaks of the safety of Savings Bank money, [56].
W.
- Wages, increase in the rate of, [230].
- Wakefield, Mrs. Priscilla, establishes a bank in 1799, [19].
- Wellington, Duke of, on military banks, [243] note.
- Wendover, and early bank at, [20].
- Whitbread, Mr., M.P., introduces his Poor Law bill, [21];
- Wilberforce, Mr., on Savings Banks, [50].
- Willoughby, Sir Henry: opposes Sir C. Wood's bill of 1850, [150]; [177];
- Withdrawals, notices of: a subject of dispute, [265];
- concerning, in Post Office Banks, [232]-3.
- Wood, Sir Charles: proposes to amend the law of Savings Banks, in 1848, [131];
- Worcester Savings Bank fraud, [225] note.
- Working classes, improvements in the condition of, [10];
THE END.