23. SHORT BUT POINTED

[Splendid for a speaker called up rather late in the evening—even if he should make a short speech afterward.]

Being nobody in particular, a Mr. Bailey was placed last on the list of the speakers. The chairman introduced several speakers whose names were not on the list, and the audience were tired out when he said, "Mr. Bailey will now give you his address."

"My address," said Mr. Bailey, rising, "is No. 45 Loughboro Park, Brixton Road, and I wish you all good night."

24. REASONING IN A CIRCLE

[This is very common, as in the case of the heroine of this story.]

The director of a Chicago bank tells how his wife overdrew her account at the bank one day last month. "I spoke to her about it one evening," said he, "and told her she ought to adjust it at once. A day or two afterward I asked her if she had done what I suggested. 'Oh! yes,' she answered. 'I attended to that matter the very next morning after you spoke about it. I sent the bank my check for the amount I had overdrawn.'"

25. EXTREME ECONOMY

[Economy is a great virtue, but it should not be extreme.]

An old lady of Massachusetts was famed in her native township for health and thrift. To an acquaintance who was once congratulating her upon the former she said: